- Racine, WI, USA
- nicole@evorosolutions.com
- Opening Hours: 7:00am - 7:00pm
The information provided below addresses common questions regarding services, procedures, and applicable policies
Credit repair is the process of identifying and disputing inaccurate, outdated, or unverifiable items on your credit report, while also improving how you manage and build positive credit accounts.
Yes. You have the legal right to dispute on your own. Many clients choose us because we provide expertise, strategies, resources, and accountability to make the process faster and more effective.
Results vary. Many clients see increases of 50–150 points, but your outcome depends on your unique situation, goals, and consistency with recommended strategies.
No. By law, no company can guarantee specific results. What we guarantee is that we will follow proven processes, fight for your rights, and give you every tool available to improve your credit.
No. Credit repair addresses how items appear on your report, not whether the debt is owed. Inaccurate or unverifiable debts may be removed, but legitimate debts remain your responsibility.
Yes. Disputes and updates go through Experian, Equifax, and TransUnion, so changes can affect all three scores, although timing and results may vary slightly between bureaus.
Sometimes scores fluctuate as accounts update. Small dips may occur, but the long-term goal is steady improvement.
Yes. We require all clients to maintain credit monitoring during the process. It allows us to track changes, disputes, and progress in real time.
Comply with responsibilities outlined in the Client Service Agreement. Stay engaged by keeping your monitoring active, sending updated reports, and following recommendations like paying down balances or opening new accounts.
Yes. The credit bureaus require your SSN and identifying documents to verify disputes. Your information is handled securely and confidentially.
Minimal. Aside from setting up monitoring, following a few recommendations, and checking updates, we handle most of the heavy lifting.
Clients must stay engaged with credit monitoring, follow recommendations, and maintain good credit habits to achieve the best results.
No. You don’t need to be debt-free to begin credit repair. Improving your credit can help you qualify for lower interest rates to pay off debt more affordably.
We offer transparent pricing with no hidden fees. Please visit our Pricing page for current packages.
Refunds may apply if no results are achieved after following the process for a specified period. However, client actions and lack of actions that interfere with the process may disqualify refunds.
No. Fees are charged only after services are performed, in compliance with legal guidelines.
We accept debit and credit cards, ACH payments, secure portal payments, Zelle, Venmo, CashApp, and PayPal.
No. Clients may pay in full at a discounted rate or choose a legally binding five-installment payment plan, which must be completed regardless of early progress.
We provide ongoing coaching, budgeting tools, and access to exclusive lenders and partners for clients who maintain a 700+ score.
Yes. We connect clients with trusted realtors, lenders, and dealerships through our partner network.
Credit repair focuses on accuracy and strengthening your credit profile, while debt settlement negotiates balances and often damages credit short-term.
We don’t just dispute items; we educate, coach, and connect clients to long-term opportunities for lasting financial stability.
